If the past 6 months are any indication of the coming year it could be a good 2011. In our daily work we are busy helping people and businesses get the financing they want so they can do more. Over the past few months there seems to be some confidence in the market as it relates to stability. While no one has shared with us that they are expecting and significant increases in the coming year the consistent message seems to be that if 2010 was ok that 2011 will be the same if not slightly better.
Many people and businesses are being very careful about the financial borrowing decisions that they make and recently the government has been signalling that it concerned about personal debt levels and lack of economic growth. In our experience people and businesses do not want to lose the ground they have gained (or saved) over 2010 however going into 2011 it feels like people will begin to step outside of their comfort zone and take small risks in hopes of making some larger gains.
We hope wish you all the best for 2011 and look forwarding to helping you do more.