He figured out how to calculate your credit score (thanks Richard!)

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Yesterday Richard Moxley and I chatted in a Google Hangout about his book, personal credit and things people should know about the “credit game”.  Some of the points that Richard covered included: joint credit, death and divorce, how to check your credit free as well as some simple things to know that could really improve your credit score.  And by the way, he reverse engineered the credit scoring system to figure out how credit scores are calculated (he loves credit).

You can watch the entire Google Hangout here and where Richard and I discuss personal credit.

You can connect with Richard on Facebook by clicking here and can visit his website by clicking here.

In addition to quote by Albert Einstein about how insanity is doing the same thing over and over expecting a different result, he also said the following quote found in his book is another favorite and speaks well to personal credit:

“If you think education is expensive, try ignorance” – Derek Bok

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