dylan’s updates May 17 2022

[1:15] Cash Flow Quadrant for Business Owners

[3:46] Managing personal burn rate

[5:26] Planning cash for our busy season

[6:56] On demand labour platform update

Market News

[13:19] Layoffs and more jobs than ever are available

[15:54] US to raise rates to force inflation down

[19:09] Money doesn’t disappear – it moves

Tweets

[21:57] Wishful thinking

Cash Flow Quadrant for Business Owners

Follow Dylan on Twitter:

@dylangallagher

Connect with dylan on LinkedIn at:

https://www.linkedin.com/in/gallagherdylan

dylan’s updates May 17 2022

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 10 2022
[00:58] Working on measured growth opportunities[4:02] Managing tight cash flow[7:21] Creating versus …
dylan’s updates May 3 2022
[1:44] Real estate deal update[3:42] On demand labour update[6:52] Because of COVID …
dylan’s updates April 26 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 19 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 12 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …
dylan’s updates April 5 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

Cash Flow Quadrant For Business Owners

An introduction to the Cash Flow Quadrant For Business Owners

What is your business doing with its cash flow?

Years ago, when I spent most of my time working with entrepreneurs to help them secure financing so they could turn their companies around, I needed a quick way to understand their financial and operational status. Every entrepreneur (including myself) views their business through a subjective filter that influences what they focus on and the results they achieve. As someone who works with entrepreneurs to change outcomes, I developed a cash flow quadrant for business owners that removes subjectivity and provides clear direction for where an entrepreneur needs to focus.

There are four basic positions a business can find itself in when it comes to cash:

  1. No cash and negative net profit
  2. Cash in the bank and negative net profit
  3. No cash and positive net profit
  4. Cash in the bank and positive net profit
Cash Flow Quadrant For Business Owners

Cash in this context does not include loans, investments or financing advances. Net profit is the money left over after expenses are subtracted from sales.

No cash and negative net profit

A business that has no cash and negative net profit is a business that is struggling to survive. A company in this position needs to focus on determining the viability of surviving. Once in this position, an owner has to decide to close the business or seek the necessary capital to help the business return to profitability.

No cash and negative net profit
Cash Flow Quadrant For Business Owners

Learn how to Fix Your Business

Cash in the bank and negative net profit

A business that has cash in the bank but has negative net profit is a business that is adjusting to its circumstances. A company in this position needs to focus on generating profits, requiring changing the business model, products, services, or people. If an owner cannot do this, their company will eventually struggle and become unviable. Conversely, an owner that can make the adjustments needed will find itself on a growth path.

Cash in the bank and negative net profit
Cash Flow Quadrant For Business Owners

Learn more about the Perfect Pro Forma Cash Flow

No cash and positive net profit

A business that has no cash but has positive net profit is a business that is growing and is reinvesting all of its money into expenses that can help it increase its income. A company in this position needs to focus on managing its income and expenses to ensure the company has enough cash to meet its objectives. If managed well, an owner will find themselves in the inevitable position of being able to make strategic investments that can exponentially increase their cash. If an owner cannot manage the income and expenses associated with growing, they will find themselves having to make adjustments to ensure the survival of their business.

No cash and positive net profit
Cash Flow Quadrant For Business Owners

Cash in the bank and positive net profit

One of the many reasons owners build a business is to produce financial security through stable cash flow and a return on cash invested. A business that has money in the bank and is generating positive net profit is a business that can provide an owner with the resources they need to make the investments they want.

Cash in the bank and positive net profit
Cash Flow Quadrant For Business Owners

The opportunity to start, run and grow a business is a meaningful and worthwhile endeavour. Profit is an intangible feedback loop that tells you how well your company uses its resources. Cash is a tangible feedback loop that tells you what resources your business has access to. When managed well, a business owner can achieve the unachievable.

The cash flow quadrant for business owners is a guide to understanding what a business doing with its cash flow.

dylan’s updates May 10 2022

[00:58] Working on measured growth opportunities
[4:02] Managing tight cash flow
[7:21] Creating versus managing value

Market News

[9:29] Inflation is real and silent
[14:03] Crypto is unraveling
[19:24] Labour unionization strategy for Starbucks

Tweets

[24:52] Your business is not (most times) an ATM machine
[27:55] Use this time to build skills, solve problems
[30:54] Conflict delayed is conflict multiplied

Follow Dylan on Twitter:

@dylangallagher

Connect with dylan on LinkedIn at:

https://www.linkedin.com/in/gallagherdylan

dylan’s updates May 10 2022

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 17 2022
[1:15] Cash Flow Quadrant for Business Owners [3:46] Managing personal burn rate …
dylan’s updates May 3 2022
[1:44] Real estate deal update[3:42] On demand labour update[6:52] Because of COVID …
dylan’s updates April 26 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 19 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 12 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …
dylan’s updates April 5 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

dylan’s updates May 3 2022

[1:44] Real estate deal update
[3:42] On demand labour update
[6:52] Because of COVID we are lean and now need to grow

Market News

[8:38] Elon Musk / Twitter
[11:13] Amazon Netflix 1 month charts
[14:34] Unionization for Starbucks and Amazon

Tweets

[18:24] The further you are from the last bottom…
[21:06] There is no way around it – every win requires a certain volume of failure
[26:10] What you’re currently trying to solve with process and policy is probably better solved by hiring better people

Follow Dylan on Twitter:

@dylangallagher

Connect with dylan on LinkedIn at:

https://www.linkedin.com/in/gallagherdylan

dylan’s updates May 3 2022

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 17 2022
[1:15] Cash Flow Quadrant for Business Owners [3:46] Managing personal burn rate …
dylan’s updates May 10 2022
[00:58] Working on measured growth opportunities[4:02] Managing tight cash flow[7:21] Creating versus …
dylan’s updates April 26 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 19 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 12 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …
dylan’s updates April 5 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

What to do when business is slow

The share price for Netflix has dropped significantly over the past week as the market tries to figure out what they think the future of the business will be. Netflix has lost more than 200,000 subscribers and believes they stand to lose more over the coming months. The company has focused on delivering high-quality content to its users and, for several years, enjoyed a first-mover advantage in what has become a very competitive and saturated streaming service marketplace. Netflix may no longer enjoy being the market leader and will have to focus on defending its position while it develops new growth strategies.

Continue reading “What to do when business is slow”

dylan’s updates April 26 2022

Tune in today as Dylan goes through his recent tweets about:

– limited time, limited resources

– getting the *right* people on your team

– competing on price

Twitter: @dylangallagher

Connect with dylan on LinkedIn at:

https://www.linkedin.com/in/gallagherdylan

dylan’s updates April 26 2022

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 17 2022
[1:15] Cash Flow Quadrant for Business Owners [3:46] Managing personal burn rate …
dylan’s updates May 10 2022
[00:58] Working on measured growth opportunities[4:02] Managing tight cash flow[7:21] Creating versus …
dylan’s updates May 3 2022
[1:44] Real estate deal update[3:42] On demand labour update[6:52] Because of COVID …
dylan’s updates April 19 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 12 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …
dylan’s updates April 5 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

dylan’s updates April 19 2022

Tune in today as Dylan goes through his recent tweets about:

– cash flow management

– not getting too far ahead of yourself

– telling your competitors everything

Twitter: @dylangallagher

Connect with dylan on LinkedIn at:

https://www.linkedin.com/in/gallagherdylan

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 17 2022
[1:15] Cash Flow Quadrant for Business Owners [3:46] Managing personal burn rate …
dylan’s updates May 10 2022
[00:58] Working on measured growth opportunities[4:02] Managing tight cash flow[7:21] Creating versus …
dylan’s updates May 3 2022
[1:44] Real estate deal update[3:42] On demand labour update[6:52] Because of COVID …
dylan’s updates April 26 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 12 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …
dylan’s updates April 5 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

dylan’s updates April 12 2022

Tune in today as Dylan goes through his recent tweets.

Twitter: @dylangallagher

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 17 2022
[1:15] Cash Flow Quadrant for Business Owners [3:46] Managing personal burn rate …
dylan’s updates May 10 2022
[00:58] Working on measured growth opportunities[4:02] Managing tight cash flow[7:21] Creating versus …
dylan’s updates May 3 2022
[1:44] Real estate deal update[3:42] On demand labour update[6:52] Because of COVID …
dylan’s updates April 26 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 19 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 5 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

dylan’s updates April 5 2022

Tune in today as Dylan goes through his recent tweets.

Twitter: @dylangallagher

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean

Watch the livestream:

Other updates:

dylan’s updates May 17 2022
[1:15] Cash Flow Quadrant for Business Owners [3:46] Managing personal burn rate …
dylan’s updates May 10 2022
[00:58] Working on measured growth opportunities[4:02] Managing tight cash flow[7:21] Creating versus …
dylan’s updates May 3 2022
[1:44] Real estate deal update[3:42] On demand labour update[6:52] Because of COVID …
dylan’s updates April 26 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 19 2022
Tune in today as Dylan goes through his recent tweets about: – …
dylan’s updates April 12 2022
Tune in today as Dylan goes through his recent tweets. Twitter: @dylangallagher …

Click here to subscribe to dylan’s blog

A Tactical HubSpot Conversation with Dylan Gallagher of Bridge Capital

Join guest host Chris Strom as he interviews Dylan Gallagher of Bridge Capital. This episode is full of detailed, practical tips on how to apply HubSpot to different uses in different businesses. If you’re looking for tactical HubSpot advice, this is the episode for you.

Listen to this podcast episode on any of these platforms:

Listen to Dylan Gallagher's podcast on iTunes
Listen to Dylan Gallagher's podcast on Spotify
Listen to Dylan Gallagher's podcast on PodBean
Free instant online business valuation

Other podcast episodes:

A chat with Erica Rankin of Bro Dough
Tune in today as Dylan chats with Erica Rankin of Bro Dough …
A chat with Ken Tarry of Sequeira Partners
Tune in today as Dylan chats with Ken Tarry of Sequeira Partners …
A chat with Rick Anderson of MNP
Tune in today as Dylan chats with Rick Anderson of MNP about …
A chat with Andy Smith of Blacksmith Ventures
Tune in today as Dylan chats with Andy Smith of Blacksmith Ventures …
A New Year. Some New Goals.
The New Year is here and in full swing. Tune in today …
The secret revenue trick
Every entrepreneur should know this revenue trick. Tune in today as Dylan …

Click here to subscribe to dylan’s blog