DISCLAIMER: I am not an economist nor to I pretend to be. What I am is an entrepreneur who has owned and operated a business for more than a decade. Further, over my career I have been deeply involved in helping people and businesses with mortgages and loans. In thinking about the statement “lower interest rates are being kept low to stimulate economic activity” I was struck by the thought “do low interest rates do anything for the people I work with each day?”. If you have followed this blog over the past while you would know that getting money from the banks is tough. It’s tough to be approved, it’s tough to meet their conditions and it is very tough to get them to fund.